“\u012apa\u0161ums, kam nepiecie\u0161ams remonts, var k\u013c\u016bt par labu ieguld\u012bjumu n\u0101kotn\u0113, jo, to sakopjot un atjaunojot, var pieaugt t\u0101 v\u0113rt\u012bba un to ir iesp\u0113jams piel\u0101got sav\u0101m individu\u0101laj\u0101m v\u0113lm\u0113m. Tom\u0113r pirms \u0161\u0101da \u012bpa\u0161uma ieg\u0101des, ieteicams profesion\u0101lim nov\u0113rt\u0113t m\u0101jok\u013ca tehnisko st\u0101vokli, lai apr\u0113\u0137in\u0101tu nepiecie\u0161am\u0101s remonta izmaksas. Tas atvieglos sarunu proced\u016bru ar\u012b ar banku par iesp\u0113jam\u0101 finans\u0113juma pie\u0161\u0137ir\u0161anu un apm\u0113ru. Turkl\u0101t svar\u012bgi \u0146emt v\u0113r\u0101, ka \u0161\u0101dos gad\u012bjumos banka r\u016bp\u012bgi izv\u0113rt\u0113 ne tikai klienta finansi\u0101las iesp\u0113jas, bet ar\u012b v\u0113lmi un iesp\u0113jas \u012bpa\u0161umu savest k\u0101rt\u012bb\u0101,” st\u0101sta Luminor bankas m\u0101jok\u013ca kredit\u0113\u0161anas eksperts Kaspars Sausais<\/strong>.<\/p>\n #1 Noskaidro, k\u0101da b\u016bs \u012bpa\u0161uma v\u0113rt\u012bba n\u0101kotn\u0113<\/strong><\/p>\n Nekustamais \u012bpa\u0161ums ir viens no dro\u0161\u0101kajiem ieguld\u012bjumiem, ta\u010du pirms pirkuma izdar\u012b\u0161anas j\u0101piev\u0113r\u0161 uzman\u012bba vair\u0101kiem faktoriem, kas var ietekm\u0113t t\u0101 v\u0113rt\u012bbu n\u0101kotn\u0113. Svar\u012bgs ir gan dz\u012bvok\u013ca tehniskais st\u0101voklis un pl\u0101nojums p\u0113c remontdarbu veik\u0161anas, gan m\u0101jok\u013ca atra\u0161an\u0101s vieta, apk\u0101rt\u0113j\u0101 infrastrukt\u016bra un vai \u012bpa\u0161um\u0101 ietilpst ar\u012b zemes gabals zem t\u0101. Tikpat noz\u012bm\u012bga ir \u0113rta piek\u013cuve m\u0101joklim, st\u0101vvietu un sabiedrisk\u0101 transporta tuvums un att\u0101lums l\u012bdz m\u0101c\u012bbu iest\u0101d\u0113m, piem\u0113ram, skolas vai b\u0113rnud\u0101rza. Izv\u0113loties apkaimi, kur\u0101 ieg\u0101d\u0101ties remont\u0113jamu nekustamo \u012bpa\u0161umu, v\u0113lams noskaidrot, k\u0101di ir t\u0101s t\u0101l\u0101kie att\u012bst\u012bbas pl\u0101ni un k\u0101ds ir vai var\u0113tu b\u016bt apk\u0101rtn\u0113 eso\u0161o dz\u012bvojamo telpu piepras\u012bjums n\u0101kotn\u0113.\u00a0<\/span>\u00a0<\/p>\n M\u0101jok\u013ca n\u0101kotnes v\u0113rt\u012bba neveidojas no pa\u0161reiz\u0113j\u0101 \u012bpa\u0161uma cenas, kam tiek pieskait\u012btas remonta izmaksas, t\u0101p\u0113c, lai noteiktu un prognoz\u0113tu \u012bpa\u0161uma aptuveno v\u0113rt\u012bbu n\u0101kotn\u0113, ir v\u0113rts apl\u016bkot ar\u012b dar\u012bjumu cenas l\u012bdz\u012bgiem objektiem l\u012bdz\u012bg\u0101s atra\u0161an\u0101s viet\u0101s. Inform\u0101cija par re\u0101lu dar\u012bjumu cenu ir pieejama cenubanka.lv<\/span><\/em> . <\/span>T\u0101pat ir b\u016btiski piev\u0113rst uzman\u012bbu tam, k\u0101ds b\u016bs m\u0101jok\u013ca kop\u0113jais st\u0101voklis p\u0113c 15-20 gadiem, piem\u0113ram, vai m\u0101joklis ir energoefekt\u012bvs. Iesp\u0113jams, m\u0101jok\u013ca uzlabo\u0161anas un remonta laik\u0101 tam nepiecie\u0161ams invest\u0113t papildu l\u012bdzek\u013cus, lai ilgtermi\u0146\u0101 ietaup\u012btu savas finanses. \u00a0<\/span><\/p>\n #2 Apr\u0113\u0137ini faktisk\u0101s remonta izmaksas<\/strong><\/p>\n Izv\u0113rt\u0113jot m\u0101jok\u013ca ieg\u0101di, vairum\u0101 gad\u012bjumu pa\u0161am nav iesp\u0113jams vizu\u0101li noteikt t\u0101 tehnisko st\u0101vokli un vajadz\u012bgo uzlabojumu sare\u017e\u0123\u012bt\u012bbu, l\u012bdz ar to ar\u012b nepiecie\u0161amo l\u012bdzek\u013cu apm\u0113ru remontdarbu veik\u0161anai. Lai atvieglotu procesu, ieteicams piesaist\u012bt nozares profesion\u0101\u013cus, kas to visu pal\u012bdz\u0113s izv\u0113rt\u0113t. Turkl\u0101t speci\u0101lists piev\u0113rs\u012bs uzman\u012bbu ar\u012b komunik\u0101cij\u0101m, piem\u0113ram, elektrosist\u0113mai, kanaliz\u0101cijai, \u016bdensvadiem, apkurei, to tehniskajam st\u0101voklim un v\u0113lamajiem uzlabojumiem. Tikai pieredz\u0113ju\u0161i eksperti sp\u0113s nov\u0113rt\u0113t \u0113ku neso\u0161o konstrukciju \u2013 pamatu, sienu un p\u0101rsegumu st\u0101vokli, kuru remontam vai p\u0101rb\u016bvei parasti j\u0101atv\u0113l visliel\u0101kie ieguld\u012bjumi. Veicot apr\u0113\u0137inus par remonta izmaks\u0101m, svar\u012bgi paredz\u0113t l\u012bdzek\u013cus ar\u012b nepl\u0101notiem darbiem, kas var\u0113tu rasties remontdarbu proces\u0101. Pieredze liecina, ka veicot liel\u0101kus remontdarbus neparedz\u0113tie izdevumi sast\u0101da pat 5 l\u012bdz 10% no kop\u0113j\u0101m remontdarbu izmaks\u0101m.\u00a0<\/span>\u00a0<\/p>\n Pl\u0101nojot nepiecie\u0161amos remontdarbus, nevajag aizmirst par ar\u012b nepiecie\u0161amo remontdarbu un b\u016bvdarbu saska\u0146o\u0161anu. Pirms remontdarbu veik\u0161anas dz\u012bvokl\u012b j\u0101saprot, vai iepl\u0101not\u0101s p\u0101rb\u016bves iesp\u0113jams paveikt neska\u0146ojot ar citiem m\u0101jas iedz\u012bvot\u0101jiem. Pret\u0113j\u0101 gad\u012bjum\u0101 p\u0113c pirkuma veik\u0161anas var n\u0101kties veikt pl\u0101noto remontdarbu p\u0101rpl\u0101no\u0161anu, kas atkal pras\u012bs papildu l\u012bdzek\u013cus un laiku.\u00a0<\/span><\/p>\n #3 P\u0101rdom\u0101 finans\u0113juma iesp\u0113jas \u012bpa\u0161uma ieg\u0101dei un remontam<\/strong><\/p>\n “Katru nekustam\u0101 \u012bpa\u0161uma kred\u012bta piepras\u012bjumu banka v\u0113rt\u0113 individu\u0101li, \u0146emot v\u0113r\u0101 ar\u012b \u012bpa\u0161uma tehnisko st\u0101vokli. M\u0101jok\u013cos, kur nepiecie\u0161ams tikai kosm\u0113tiskais remonts, aizdevums t\u0101 ieg\u0101dei tiek pie\u0161\u0137irts standarta k\u0101rt\u012bb\u0101, pamatojoties uz \u012bpa\u0161uma tirgus v\u0113rt\u012bbu,” piebilst Kaspars Sausais.<\/span><\/p>\n Savuk\u0101rt \u0113k\u0101m, kur j\u0101veic nopietn\u0101ki remontdarbi, bankas pien\u0101kums ir p\u0101rliecin\u0101ties par k\u0101diem l\u012bdzek\u013ciem klients iepl\u0101nojis atjaunot \u012bpa\u0161umu \u2013 vai pirc\u0113jam ir savi iekr\u0101jumi vai b\u016bs nepiecie\u0161ams papildu aizdevums no bankas. V\u0113rien\u012bg\u0101kiem remontdarbiem, piem\u0113ram, jumta, logu nomai\u0146ai vai siltin\u0101\u0161anai, bank\u0101 b\u016bs j\u0101iesniedz t\u0101me ar provizoriskaj\u0101m izmaks\u0101m paredz\u0113tajiem uzlabojumiem.\u00a0<\/span><\/p>\n city24<\/p>\n <\/p>","protected":false},"excerpt":{"rendered":" Nekustamais \u012bpa\u0161ums, kam nepiecie\u0161ams remonts, parasti pieejams par zem\u0101ku cenu, tom\u0113r pirms t\u0101 ieg\u0101des j\u0101zina vair\u0101ki priek\u0161noteikumi, lai ilgtermi\u0146\u0101 par m\u0101jokli neb\u016btu j\u0101p\u0101rmaks\u0101. Kam piev\u0113rst uzman\u012bbu pirms l\u0113muma pie\u0146em\u0161anas \u2013… <\/p>\n","protected":false},"author":2,"featured_media":2029088,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35],"tags":[],"class_list":["post-2029087","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zina"],"yoast_head":"\n![\"Nekustamais](\"https:\/\/cache.city24.lv\/news\/2_1_0404825132.jpg\")
<\/strong><\/p>\n