{"id":2048957,"date":"2026-02-23T14:59:51","date_gmt":"2026-02-23T12:59:51","guid":{"rendered":"https:\/\/www2.realat.lv\/lv\/?p=2048957"},"modified":"2026-02-23T14:59:51","modified_gmt":"2026-02-23T12:59:51","slug":"rokasnauda-nekustama-ipasuma-darijuma-2026-gada","status":"publish","type":"post","link":"https:\/\/www2.realat.lv\/lv\/zina\/rokasnauda-nekustama-ipasuma-darijuma-2026-gada\/","title":{"rendered":"Rokasnauda nekustam\u0101 \u012bpa\u0161uma dar\u012bjum\u0101 2026. gad\u0101"},"content":{"rendered":"

<\/p>\n

Kas j\u0101zina pirms paraksti un p\u0101rskaiti naudu<\/h2>\n

Sap\u0146u m\u0101jok\u013ca atra\u0161ana rada emocijas. Ta\u010du tie\u0161i \u0161aj\u0101 br\u012bd\u012b j\u0101dom\u0101 visracion\u0101l\u0101k. Pirmais juridiskais solis ce\u013c\u0101 uz \u012bpa\u0161uma ieg\u0101di bie\u017ei ir rokasnaudas l\u012bgums<\/strong> \u2014 dokuments, kas rezerv\u0113 \u012bpa\u0161umu un nostiprina pu\u0161u nodomu nosl\u0113gt pirkuma l\u012bgumu.<\/p>\n

Rokasnauda nav simboliska summa. T\u0101 ir juridiska garantija ar re\u0101l\u0101m finansi\u0101l\u0101m sek\u0101m.<\/p>\n

\n

Rokasnauda vai rezerv\u0101cijas avanss \u2014 b\u016btiska at\u0161\u0137ir\u012bba<\/h2>\n

Latvijas civilties\u012bb\u0101s \u0161ie termini nav sinon\u012bmi.<\/p>\n

\u2714 Rokasnauda<\/h3>\n
    \n
  • \n

    Pilda nodro\u0161in\u0101juma funkciju<\/strong>.<\/p>\n<\/li>\n

  • \n

    Ja pirc\u0113js atsak\u0101s bez pamatota iemesla \u2014 rokasnauda paliek p\u0101rdev\u0113jam.<\/p>\n<\/li>\n

  • \n

    Ja p\u0101rdev\u0113js atsak\u0101s \u2014 vi\u0146am j\u0101atmaks\u0101 rokasnauda divk\u0101r\u0161\u0101 apm\u0113r\u0101<\/strong>.<\/p>\n<\/li>\n

  • \n

    L\u012bgum\u0101 skaidri j\u0101nor\u0101da v\u0101rds \u201crokasnauda\u201d<\/strong>.<\/p>\n<\/li>\n<\/ul>\n

    \u2714 Rezerv\u0101cijas avanss<\/h3>\n
      \n
    • \n

      Ir tikai priek\u0161apmaksa.<\/p>\n<\/li>\n

    • \n

      Ja dar\u012bjums nenotiek, summa j\u0101atgrie\u017e.<\/p>\n<\/li>\n

    • \n

      Nepiem\u012bt soda meh\u0101nisms.<\/p>\n<\/li>\n<\/ul>\n

      Praks\u0113 daudzi k\u013c\u016bdaini lieto \u201c rezerv\u0101cijas avanss\u201d, dom\u0101jot rokasnaudu, un zaud\u0113 tiesisko aizsardz\u012bbu.<\/p>\n

      \n

      Cik liela parasti ir rokasnauda?<\/h2>\n

      Latvij\u0101 tirgus praks\u0113 rokasnauda visbie\u017e\u0101k ir:<\/p>\n

        \n
      • \n

        5\u201310% no pirkuma cenas, kas visbie\u017e\u0101k tiek noapa\u013cota summa;<\/p>\n<\/li>\n

      • \n

        ret\u0101k \u2013 fiks\u0113ta summa (piem., 3 000\u201310 000 \u20ac).<\/p>\n<\/li>\n<\/ul>\n

        Summai j\u0101b\u016bt sam\u0113r\u012bgai. P\u0101r\u0101k liela rokasnauda palielina risku, p\u0101r\u0101k maza \u2013 nesniedz pietiekamu garantiju.<\/p>\n

        \n

        Pirc\u0113ja kontrolsaraksts: 7 so\u013ci pirms p\u0101rskait\u012bjuma<\/h1>\n

        1. P\u0101rbaude Zemesgr\u0101mat\u0101<\/h3>\n
          \n
        • \n

          \u012bpa\u0161nieks;<\/p>\n<\/li>\n

        • \n

          hipot\u0113kas;<\/p>\n<\/li>\n

        • \n

          aizlieguma atz\u012bmes;<\/p>\n<\/li>\n

        • \n

          nomas l\u012bgumi;<\/p>\n<\/li>\n

        • \n

          tiesved\u012bbas.<\/p>\n<\/li>\n<\/ul>\n

          Bez \u0161\u012bs p\u0101rbaudes rokasnauda ir risks.<\/p>\n

          2. P\u0101rdev\u0113ja identit\u0101te<\/h3>\n
            \n
          • \n

            sal\u012bdzini personas datus ar Zemesgr\u0101matu;<\/p>\n<\/li>\n

          • \n

            ja \u012bpa\u0161ums laul\u012bb\u0101 \u2014 nepiecie\u0161ama laul\u0101t\u0101 piekri\u0161ana.<\/p>\n<\/li>\n<\/ul>\n

            3. Bankas finans\u0113jums<\/h3>\n

            Ja pirkums ar hipotek\u0101ro kred\u012btu:<\/p>\n

              \n
            • \n

              sa\u0146em s\u0101kotn\u0113jo bankas apstiprin\u0101jumu;<\/p>\n<\/li>\n

            • \n

              iek\u013cauj l\u012bgum\u0101 nosac\u012bjumu par kred\u012bta sa\u0146em\u0161anu.<\/p>\n<\/li>\n<\/ul>\n

              Bez \u0161\u012b punkta \u2014 kred\u012bta atteikums var maks\u0101t rokasnaudu.<\/p>\n

              4. Skaidri termi\u0146i<\/h3>\n
                \n
              • \n

                l\u012bdz kuram datumam j\u0101nosl\u0113dz pirkuma l\u012bgums;<\/p>\n<\/li>\n

              • \n

                pietiekams laiks v\u0113rt\u0113jumam, bankai, not\u0101ram.<\/p>\n<\/li>\n<\/ul>\n

                5. Fiks\u0113ta pirkuma cena<\/h3>\n

                Cena rokasnaudas l\u012bgum\u0101 ir gal\u012bga. Pret\u0113j\u0101 gad\u012bjum\u0101 p\u0101rdev\u0113js var m\u0113\u0123in\u0101t to main\u012bt.<\/p>\n

                6. Papildu nosac\u012bjumi<\/h3>\n

                Piem\u0113ram:<\/p>\n

                  \n
                • \n

                  dar\u012bjums st\u0101jas sp\u0113k\u0101 tikai p\u0113c bankas apstiprin\u0101juma;<\/p>\n<\/li>\n

                • \n

                  \u012bpa\u0161ums j\u0101atbr\u012bvo l\u012bdz konkr\u0113tam datumam.<\/p>\n<\/li>\n<\/ul>\n

                  7. Maks\u0101juma dro\u0161\u012bba<\/h3>\n
                    \n
                  • \n

                    veic tikai bankas p\u0101rskait\u012bjumu;<\/p>\n<\/li>\n

                  • \n

                    maks\u0101juma m\u0113r\u0137\u012b nor\u0101di l\u012bguma datumu un numuru;<\/p>\n<\/li>\n

                  • \n

                    saglab\u0101 maks\u0101juma uzdevumu.<\/p>\n<\/li>\n<\/ul>\n

                    \n

                    P\u0101rdev\u0113ja poz\u012bcija: k\u0101 sevi pasarg\u0101t<\/h1>\n

                    Rokasnauda nav tikai pirc\u0113ja dro\u0161\u012bbas meh\u0101nisms.<\/p>\n

                    1. P\u0101rliecinies par pirc\u0113ja finans\u0113jumu<\/h3>\n
                      \n
                    • \n

                      vai ir bankas s\u0101kotn\u0113jais apstiprin\u0101jums;<\/p>\n<\/li>\n

                    • \n

                      vai ir pa\u0161u kapit\u0101ls.<\/p>\n<\/li>\n<\/ul>\n

                      2. Sagatavo dokumentus savlaic\u012bgi<\/h3>\n
                        \n
                      • \n

                        Zemesgr\u0101matas apliec\u012bba;<\/p>\n<\/li>\n

                      • \n

                        inventariz\u0101cijas lieta;<\/p>\n<\/li>\n

                      • \n

                        laul\u0101t\u0101 piekri\u0161ana;<\/p>\n<\/li>\n

                      • \n

                        izzi\u0146as par komun\u0101lajiem par\u0101diem.<\/p>\n<\/li>\n<\/ul>\n

                        3. Prec\u012bza \u012bpa\u0161uma identifik\u0101cija<\/h3>\n

                        Adrese, kadastra numurs, nodal\u012bjuma numurs \u2013 bez k\u013c\u016bd\u0101m.<\/p>\n

                        4. Re\u0101li termi\u0146i<\/h3>\n

                        Nep\u0101r\u0101k gari, bet ar\u012b ne neiesp\u0113jami \u012bsi.<\/p>\n

                        5. Nodo\u0161anas k\u0101rt\u012bba<\/h3>\n

                        Kad \u012bpa\u0161ums tiek atbr\u012bvots:<\/p>\n

                          \n
                        • \n

                          p\u0113c pilnas pirkuma summas sa\u0146em\u0161anas;<\/p>\n<\/li>\n

                        • \n

                          vai konkr\u0113t\u0101 datum\u0101.<\/p>\n<\/li>\n<\/ul>\n

                          \n

                          Bie\u017e\u0101k\u0101s k\u013c\u016bdas 2026. gad\u0101<\/h1>\n
                            \n
                          • \n

                            Rokasnauda nosaukta par \u201crezerv\u0101cijas avansu\u201d.<\/p>\n<\/li>\n

                          • \n

                            Nav atrun\u0101ts, kas notiek, ja banka atsaka kred\u012btu.<\/p>\n<\/li>\n

                          • \n

                            Pirkuma cena nav prec\u012bzi defin\u0113ta.<\/p>\n<\/li>\n

                          • \n

                            Nav paredz\u0113ta atbild\u012bba par termi\u0146u kav\u0113jumu.<\/p>\n<\/li>\n

                          • \n

                            Maks\u0101jums veikts skaidr\u0101 naud\u0101 bez pier\u0101d\u012bjuma.<\/p>\n<\/li>\n<\/ul>\n

                            \u0160\u012bs k\u013c\u016bdas var izmaks\u0101t vair\u0101kus t\u016bksto\u0161us eiro.<\/p>\n

                            \n

                            Vai rokasnaudas l\u012bgums j\u0101sl\u0113dz pie not\u0101ra?<\/h1>\n

                            Oblig\u0101ti \u2013 n\u0113.

                            \nTa\u010du, ja:<\/p>\n

                              \n
                            • \n

                              dar\u012bjums ir sare\u017e\u0123\u012bts;<\/p>\n<\/li>\n

                            • \n

                              iesaist\u012bti vair\u0101ki \u012bpa\u0161nieki;<\/p>\n<\/li>\n

                            • \n

                              \u012bpa\u0161ums ar apgr\u016btin\u0101jumiem;<\/p>\n<\/li>\n<\/ul>\n

                              \u2014 notari\u0101la forma samazina riskus.<\/p>\n

                              \n

                              Strat\u0113\u0123isks skat\u012bjums<\/h1>\n

                              Rokasnauda nav formalit\u0101te. T\u0101 ir:<\/p>\n

                                \n
                              • \n

                                tirgus instruments \u012bpa\u0161uma rezerv\u0113\u0161anai;<\/p>\n<\/li>\n

                              • \n

                                juridiska aizsardz\u012bba;<\/p>\n<\/li>\n

                              • \n

                                psiholo\u0123iska garantija dar\u012bjuma nopietn\u012bbai.<\/p>\n<\/li>\n<\/ul>\n

                                Profesion\u0101li struktur\u0113ts rokasnaudas l\u012bgums nov\u0113r\u0161 90% konfliktu pirms tie rodas.<\/p>\n

                                \n

                                Secin\u0101jums<\/h2>\n

                                Rokasnaudas l\u012bgums ir pirmais re\u0101lais juridiskais solis dar\u012bjum\u0101.

                                \nJa tas sagatavots korekti, tas aizsarg\u0101 abas puses.

                                \nJa tas sagatavots pavir\u0161i \u2014 tas k\u013c\u016bst par konfliktu un finan\u0161u zaud\u0113jumu avotu.<\/p>\n

                                <\/p>","protected":false},"excerpt":{"rendered":"

                                Kas j\u0101zina pirms paraksti un p\u0101rskaiti naudu Sap\u0146u m\u0101jok\u013ca atra\u0161ana rada emocijas. Ta\u010du tie\u0161i \u0161aj\u0101 br\u012bd\u012b j\u0101dom\u0101 visracion\u0101l\u0101k. Pirmais juridiskais solis ce\u013c\u0101 uz \u012bpa\u0161uma ieg\u0101di bie\u017ei ir rokasnaudas l\u012bgums \u2014… <\/p>\n","protected":false},"author":2,"featured_media":2048958,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37,35],"tags":[],"class_list":["post-2048957","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-likumi-un-izmainas","category-zina"],"yoast_head":"\nRokasnauda nekustam\u0101 \u012bpa\u0161uma dar\u012bjum\u0101 2026. gad\u0101 - REALAT.lv<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Rokasnauda nekustam\u0101 \u012bpa\u0161uma dar\u012bjum\u0101 2026. gad\u0101 - REALAT.lv\" \/>\n<meta name=\"twitter:description\" content=\"Kas j\u0101zina pirms paraksti un p\u0101rskaiti naudu Sap\u0146u m\u0101jok\u013ca atra\u0161ana rada emocijas. Ta\u010du tie\u0161i \u0161aj\u0101 br\u012bd\u012b j\u0101dom\u0101 visracion\u0101l\u0101k. Pirmais juridiskais solis ce\u013c\u0101 uz \u012bpa\u0161uma ieg\u0101di bie\u017ei ir rokasnaudas l\u012bgums \u2014...\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www2.realat.lv\/wp-content\/uploads\/2026\/02\/contract-management-in-procurement.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"realat\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www2.realat.lv\\\/lv\\\/zina\\\/rokasnauda-nekustama-ipasuma-darijuma-2026-gada\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www2.realat.lv\\\/lv\\\/zina\\\/rokasnauda-nekustama-ipasuma-darijuma-2026-gada\\\/\"},\"author\":{\"name\":\"realat\",\"@id\":\"https:\\\/\\\/www2.realat.lv\\\/en\\\/#\\\/schema\\\/person\\\/f3d1c0be9fb8fa7ae311dc2f82734608\"},\"headline\":\"Rokasnauda nekustam\u0101 \u012bpa\u0161uma dar\u012bjum\u0101 2026. gad\u0101\",\"datePublished\":\"2026-02-23T12:59:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www2.realat.lv\\\/lv\\\/zina\\\/rokasnauda-nekustama-ipasuma-darijuma-2026-gada\\\/\"},\"wordCount\":712,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www2.realat.lv\\\/lv\\\/zina\\\/rokasnauda-nekustama-ipasuma-darijuma-2026-gada\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www2.realat.lv\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/contract-management-in-procurement.jpg\",\"articleSection\":[\"Likumi un izmai\u0146as\",\"ZI\u0145AS\"],\"inLanguage\":\"lv-LV\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www2.realat.lv\\\/lv\\\/zina\\\/rokasnauda-nekustama-ipasuma-darijuma-2026-gada\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www2.realat.lv\\\/lv\\\/zina\\\/rokasnauda-nekustama-ipasuma-darijuma-2026-gada\\\/\",\"url\":\"https:\\\/\\\/www2.realat.lv\\\/lv\\\/zina\\\/rokasnauda-nekustama-ipasuma-darijuma-2026-gada\\\/\",\"name\":\"Rokasnauda nekustam\u0101 \u012bpa\u0161uma dar\u012bjum\u0101 2026. gad\u0101 - 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Ta\u010du tie\u0161i \u0161aj\u0101 br\u012bd\u012b j\u0101dom\u0101 visracion\u0101l\u0101k. 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